Insurance

Insurance Claims Intake & FNOL Automation

Automate first notice of loss and claims intake for faster adjudication.

5 minutes
Intake Time
Yes
24/7 Availability
50%
Straight-Through Rate
+30 NPS
Customer Satisfaction

Solution Overview

The first notice of loss (FNOL) process sets the tone for the entire claims experience. Cray automates intake across channels (web, mobile, email), data extraction, coverage verification, and claims assignment.

The Manual Process Problem

Claims representatives manually take FNOL details over phone/email, verify coverage, create claim records, and assign adjusters.

Cray's Automation Approach

Omnichannel FNOL intake (web form, mobile app, chatbot). Automated coverage verification against policy database. AI triage for claim complexity and fraud indicators. Auto-assignment to appropriate adjuster or fast-track process.

Key Benefits

FNOL completion time from 20 min to 5 min
24/7 claims intake capability
50% of simple claims straight-through processed
Improved claimant satisfaction scores

Automation Coverage

AI & Automated Processing80%
Human Expert Oversight20%

Target Clients

  • State Farm
  • Allstate
  • Progressive
  • GEICO
  • Liberty Mutual
  • Travelers
  • AIG

Why Cray for Claims Intake?

  • 3+ years domain experience
  • Deployment in 4–8 weeks
  • ROI within 90 days
  • 24/7 automated processing
  • Enterprise security standards
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